Fraudsters are constantly looking for new ways to steal personal and financial information, whether it’s through mail, credit cards, or your home network. But a few smart habits can make a big difference and help keep your identity safe.
Follow these quick fraud prevention tips to help keep your information safe and your money protected.
Keep important documents and records secure, either as encrypted digital files or in a fireproof safe or safe deposit box. Shred everything else that includes more than your name and address — such as junk-mail credit offers, medical bills, and financial statements — to prevent identity theft.
Monitor your credit report and credit card bills regularly for signs of fraud. You can activate Veridian’s Credit Central, powered by SavvyMoney, for free in online banking or our mobile app. It lets you track your credit score and review your entire credit history so you can spot and correct errors fast.
Stay alert when using your debit or credit cards in public. Shield your PIN from view and watch for card skimmers at ATMs or gas pumps. Veridian Credit Cards include built-in security features and fraud protection.
Use strong, unique passwords or passphrases for every account. A password manager can help you keep track of them safely. Avoid reusing the same password across sites — one breach could expose multiple accounts.
Protect your home Wi-Fi with a strong password and update it periodically. Change your router’s default admin credentials and enable network encryption to block unauthorized access.
Lock all phones, tablets, and computers with a password or PIN. Turn on automatic software updates, antivirus protection, and firewalls to defend against malware and other digital threats.
Fraud prevention starts with awareness. Take time to review your habits and make small changes that add up to big protection.
Click below to learn more about how Veridian can help you stay safe from fraud.