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Identity theft - not just for adults

<span id="hs_cos_wrapper_name" class="hs_cos_wrapper hs_cos_wrapper_meta_field hs_cos_wrapper_type_text" style="" data-hs-cos-general-type="meta_field" data-hs-cos-type="text" >Identity theft - not just for adults</span>

Unfortunately, it's not just adults who become victims of identity theft. Children are also at risk. And lucky for thieves, it's not always easy to recognize.This type of fraud can go unnoticed for several years and is sometimes not detected until the child is grown and applying for credit.

Signs to watch for:

  • Your child receives credit card approvals or other offers in the mail normally targeted to adults
  • Your child is denied government benefits due to poor credit history
  • Your child is denied a bank account due to credit history or because an account is already open
  • Your child already has a credit report
  • Receiving an IRS notice about income taxes or tax returns in  your child's name
  • Collection calls or bills for products you didn't order or receive

Prevent this type of fraud:

  • Don't share your child's Social Security number unless you know and trust the other party
  • Protect your home computer with an up-to-date antivirus software
  • Never allow children to carry their Social Security cards
  • Shred all documents containing your child's personal information
  • Find a safe location for all records containing personal information - digital and paper
  • Inspect and review your child's education records from school

If you suspect your child’s identity has been compromised you can report it and learn more on Transunion's Child Identity Theft website.

Veridian Credit Union

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